<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>The MoneyGoal</title><description>Learn how money works in plain language — budgeting, mutual funds, SIPs and building financial freedom. Free educational guides for Indian investors.</description><link>https://themoneygoal.com</link><item><title>What an expense ratio actually costs you over 25 years</title><link>https://themoneygoal.com/blog/expense-ratio-cost-over-25-years</link><guid isPermaLink="true">https://themoneygoal.com/blog/expense-ratio-cost-over-25-years</guid><description>It is quoted as a number under two. Compounded across a working life it is the difference between two very different outcomes, and almost nobody does the arithmetic.</description><pubDate>Sun, 06 Sep 2026 00:00:00 GMT</pubDate></item></channel></rss>